Responsible credit is credit that can be repaid, and Coliris Finance is responsibility is to accompany its customers at every stage of their project and to offer tools to help them keep their budget in balance, from the beginning to the end of their credit. You will find on coliris-finance.com a complete range of financing solutions: personal loan, revolving credit and rental with purchase option. * Be at least 18 years old. Documents to be provided Duration of the loan. Start of monthly withdrawals. Pause in the repayment or postponement of monthly payments. early repayment. Loan and insurance contract. Good To Kwnow!
Laser Cogroup offers a credit package adapted to each project.
We offer a responsible credit
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Laser Cogroup
Conditions to be met to obtain a loan
* Be of good character, even if it means honouring a commitment.
* Have a minimum monthly income source of $500.
* A loan granted that is not repaid within the term of the contract results in legal proceedings accompanied by the publication of the identity of your card on all channels that are posted at our agency. The transfer deadline is a maximum of 48 hours.
* Duplex scanned identity documents.
* Copy of a bank (RIB) or postal (RIP) identity statement.
* Last electricity bill or any other equivalent document that can justify your address.
* Last salary slip or any other document that can justify your monthly income.
Interest rates.
Annual TEG varying from 2% to 6% depending on the amount requested and the duration of the refund, without administrative fees.
The term of your loan cannot exceed 30 years.
They start between 60 (2 months) and 90 (3 months) days from the day the borrower receives the full amount of his loan.
To explore the possibility of extending a period, you can contact us by phone or using the contact form on our website. The deferral earns interest at the current rate, the premium for the credit guarantee will be calculated if it has been purchased. You can request the postponement of one or two payments per year and thus benefit from a “default in repayment”. You must submit your application 7 days before the next deadline. This payment suspension will be granted on condition that at the time of your request to postpone your revolving credit is either unpaid or late, is not covered by the insurance and has not been granted to you within 2 months.
Whether you have purchased a revolving loan or a personal loan, you can repay all or part of the amount you still owe at any time and at no additional cost. Whether it is a temporary contract, a professional contract, an apprenticeship or even a fixed-term contract, we can help you.
The borrower will be required to sign a loan agreement and a credit insurance certificate. This insurance covers you in the event of death, total and irreversible loss of autonomy and total inability to work due to illness or accident (n° 0081 FACL), and loss of employment due to compensated dismissal. Ready to get started today?